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USD.AI

CHIP

Live. Machine-drafted, not yet checked by a person.

Full record
0 of 1promises deliverednone past their date#7of 26 stablecoin issuersthe typical one is worth $14.45M#312of all coins by sizeworth $81.97M today80%of the supply still to come8B coins can still reach the market

USD.AI lends money to companies that need to buy AI computer hardware, using that hardware as collateral for the loan. Of the 1 thing it promised, it delivered 0, 1 is still open (1 with no date); nothing dated is coming up. It trades at $0.041, #312 of all coins by size, 71% below its highest ever price.

This week Nothing changed on its record.

A real job, real backing. Delivered 0 of 1, none late. Nothing dated ahead. #7 of 26 stablecoin issuers. 1 reason to be careful.

Is it real?

3 of 4tests passeda real job, real backing, something ahead, room to grow
nonenamed backersno investor or index on file
5 monthson the marketsince 23 April 2026
4.17Kpeople watch iton CoinGecko lists

Reasons to be careful:Half the supply still to come

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3 of 4

  • ✓A real-world jobReal-world purpose: a stable digital dollar
  • ✓Real backingBacking: trades on Coinbase, Kraken, Binance
  • –Something aheadA dated step, deliveries on record, or demand showing up in the news.
  • ✓Room to growRoom: worth $81.97M, 24 times smaller than Aave, the biggest coin within reach doing the same thing (Stablecoin Issuer)

Listed on 6 big exchanges

  • Origin23 April 2026about about 5 monthsusd.ai
  • DevelopersNot namedNeither Wikidata nor its listing names the foundersNo public code repository listed
  • BackingNo named investorListed on Coinbase, Kraken, Binance, Bybit
  • Standing on the record0 of 10 confirmed by outside news20 headlines last month4,173 people keep it on a CoinGecko watchlistNo corrections needed so far
The gap, and what to do

It is already worth more than the typical coin in Stablecoin Issuer ($14.45M). To match the leader, Aave ($1.95B), its price would need to rise 2283%, to about $0.9765.

Still to check

  • 1 dated promises, none delivered yet
  • No named investor among its tags
  • Years younger than the group's leader

What to do Nothing dated is ahead and nothing has been delivered on record. There is no event to wait for yet, which is itself the answer.

A gap is not a forecast. Most small coins never close it. The site never picks.

Four tests, printed. Passing all four means a real job, real backing, something ahead, and a price far below the leader of its group. A filter on facts, never a verdict.

Every line has a source: the coin's own listing, CoinGecko's tags, the record, or the news feed. Reputation here is a count, never an opinion.

Does it deliver?

0 of 1promises deliveredby the project's own pages
0confirmed outsideby a news report or a tagged release
0past their date
1still open
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Every line is quoted from the project's own pages, with the copy we stored and, where one exists, the article that reported it

0%delivered

0 of 1

promises delivered, by the project's own pages

0 of those confirmed by an outside news report

Promises by the year they were due

undated1

delivered open past due

The project gives no dates for these, so there is no line to draw. What its pages say, in plain words:

Still open, undated (1)

  • USD.AI says its liquidity deal with Fluid will expand to…
Promises, one by one
  • Openno dateUSD.AI says its liquidity deal with Fluid will expand to also cover Jupiter Lend on Solana within the next few months.
    Details
    “In the coming months, this agreement will extend coverage to Jupiter Lend on Solana, the lending product powered by Fluid's infrastructure, bringing the facility into one of the highest-volume DeFi ecosystems.”

    source · snapshot · captured 2026-09-11

What is next, and when?

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How big is it next to its rivals?

#7of 26 stablecoin issuersthe typical one is worth $14.45M
$81.97Mworth todayprice × coins out
$14.45Mthe typical rival is worthStablecoin Issuer
$1.95Bthe leader is worthAave
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Only coins within a hundred times its worth; a coin a thousand times bigger is another world

A stable digital dollar

19 coins we checked say they are for a stable digital dollar, worth $272.95B together. #19 of 19 by worth.

Stablecoin Issuer: this coin against its direct competitors

  • CoinWorth, as a barWorthAgainst this coinToday, and the gapSupplyPromises
  • USD.AI$81.97Mthis coin−2.1%20% out0 of 1 delivered
  • Aave$1.95B23.8× bigger, +$1.87B+0.2%, gap +2.396% outno record
  • World Liberty Financial$1.82B22.2× bigger, +$1.74B+0.2%, gap +2.332% outno record
  • Sky$1.47B17.9× bigger, +$1.39B−0.3%, gap +1.8100% outno record
  • Ethena$1.42B17.3× bigger, +$1.34B−1.0%, gap +1.167% outno record
  • Curve DAO$543.04M6.6× bigger, +$461.07M−0.5%, gap +1.651% outnone dated
  • Telcoin$156.32M1.9× bigger, +$74.35M−0.1%, gap +2.099% out0 of 1 delivered
  • Unitas$72.34M1.1× smaller, −$9.63M−3.8%, gap −1.722% outno record
Same job, different how

Stablecoin Issuer: this coin next to Aave, the biggest rival within reach. People go to the bigger coin unless the smaller one does something it does not.

USD.AI says
USD.AI lends money to companies that need to buy AI computer hardware, using that hardware as collateral for the loan.
Aave says
Aave is a decentralized money market protocol where users can lend and borrow cryptocurrency across 20 different assets as collateral.

Two claims, side by side, in their own words. Whether the difference is real is for the record to show over time, and for you to judge.

What it is

USD.AI lends money to companies that need to buy AI computer hardware, using that hardware as collateral for the loan.

Problem it says it solves: a stable digital dollar. 27 coins we have checked say the same; together they are worth $275,379,450,817.

Where it trades: Coinbase, Kraken, Binance, Bybit, KuCoin

Each bar is a coin's worth today (price × coins out), longest first. The lit bar is this coin; grey bars are the others doing the same job.

Bars are market cap. Order is size, nothing else. Differences are measured from the coin you are looking at.

What should make me careful?

1 reason to be careful

  • Half the supply still to come80% of the maximum supply is still to come
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Why is it this small?

Stablecoin Issuer: this coin next to the group's largest, Aave.

USD.AIAave
Years trading4 months6 years
Major exchanges610
Named backers01
Headlines, last month2055
Promises delivered0 of 1no record

It is 4.2% the size of Aave. On the facts above it is behind on years trading, major exchanges, named backers. For that gap to close, the record would need deliveries showing up in its record. Nothing here says it will; the site does not predict.

Printed the same way as the reasons for: facts from the record, the tags and the market feed. Never a verdict, never the word sell.

The homework: the coin itself, the news, the record

The coin itself

$0.041price of one−2.1% today
71%below its highest ever$0 on 23 April 2026
20%of the supply is out2B coins
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The last 7 days

7 days ago: $0.0511now: $0.041 (−19.6%)

Where today sits against its highest ever price

$0.041

Highest ever: $0.1402 on 23 April 2026. Today is 29% of that.

20%

of all CHIP that will ever exist is already out in public hands: 2B coins.

80% (8B coins) is already created but not in public hands, held by the project or locked in escrow. That is a majority. Those coins can be sold later, which can push the price down.

out held back. Each dot is 1%.

A vote, nothing more by itself

Holders vote on how the project runs. The coin does not pay for anything on its own.

  • A vote on how the project is run
$0.041price of one
×
2Bcoins out
=
$81.97Mworth today, #312 of all coins

That is all a market cap is: today's price times the coins in public hands. It moves every time the price does. It says what buyers are paying, not what the coin is worth.

Basics
  • 20%of the maximum supply is in circulation: 2B of 10B.
  • 8Bcoins still to be released, 80% of the maximum. Releases can add selling pressure.
  • 5.0×fully diluted value versus today's market cap. The gap is coins not yet released.
  • 29%of its all-time high of $0.1402 on 23 April 2026. That is −70.8% from the top.
  • #312by market cap, $81,971,341.
  • Not checkedwho holds the most coins, and how much has been burned. Those need on-chain data this site does not read yet.

Supply and value figures from CoinGecko, refreshed hourly. Not part of the record.

Real use, in dollars
  • $321.51M is locked in it right now

From DefiLlama, refreshed nightly. Fees are what people paid to use the thing; value locked is what they trust it to hold. Facts, not a score.

What the news says

20headlines, last monththat name this coin
0about governmentregulation, courts, central banks
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Headlines per day, last 30 days

20 headlines named this coin in the last month.

What they were about

  • AI18
  • Price6
  • Stablecoin2
  • Upgrade2
  • Partnership1
  • Tokenization1

Why it movedDown 20% this week. No headline named it in the last three days, so the move is not explained by news we can see.

In the news
What people are talking about, last month:

20 headlines in the last month.

Headlines are the publishers' own. News is never placed next to price.

The record itself

Promises1from its own pages
Page copies519 pages watched
Confirmed0by outside news
Checkedmachinedraft until checked
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Six facts, the project's own replies, its peers, contract facts, references and every stored copy

What it says it is

USD.AI lends money to companies that need to buy AI computer hardware, using that hardware as collateral for the loan.

“USD.AI provides AI infrastructure operators with strategic, non-dilutive financing facilities structured to meet institutional scale requirements.”
source · snapshot · captured 2026-09-11
Stage and age

Live. The record does not yet cite when this stage began.

Promises

0 of 1 promise delivered. 1 open.

Others in lending protocols: Cap 3 of 10, XRP 2 of 3, Fluid 0 of 7, Kamino 0 of 1, and 2 more.
Others in stablecoins: Synthetix 6 of 11, Cap 3 of 10, A7A5 0 of 3, Frax USD 0 of 1, and 3 more.
Last activity

No public code repository is listed in this record.
The project's docs page last changed on 14 September 2026.

Open flags

Nothing further to flag from the record as it stands.

Checked?

This record was drafted by a machine from captured pages and has not yet been checked by a person. Treat every line as unverified until that note changes.